IF YOU ARE BUYING OR REFINANCING: Show Proof of Income: Salaried Individuals-Supply W-2 forms for two years and pay stubs for one month. Self-employed Individuals-Supply tax returns for two years and a year-to-date P&L. To Expedite the Loan Approval Process: Supply statements for each bank, stock and mutual fund account for the past three months. Stock and IRA/401K Holders: Supply copies of most recent statements for your accounts. For a Cash-Out Refinance: Write, and sign, a letter detailing how you intend to use the proceeds. Rental Property Owners: Supply tax returns for two years and current rental agreements. Citizenship Status: Non-citizens-Supply front and back copy of your green card. Non-permanent Residents-Supply a copy of L-1 or H-1 visa. Divorce Decree: If applicable, supply a copy. IF YOU ARE APPLYING FOR A HOME EQUITY LOAN: Proof of Income: Salaried Individuals — Supply W-2 forms for two years and pay stubs for one month. Self-employed Individuals — Supply tax returns for two years and a Year to Date P&L. First Mortgage: Supply a copy of the note, which should be included in the documents from your closing. Document Your Intentions: Write, and sign, a letter detailing how you intend to disperse the proceeds. Rental Property Owners: Supply tax returns for two years and current rental agreements. Citizenship Status: Non-citizens — Supply front and back copy of your green card. Non-permanent Residents — Supply a copy of L-1 or H-1 visa. Divorce Decree: If applicable, supply a copy